FAQs

You must be at least 18* years old and have:

All signed Loan Agreements are subject to verification of prior Plain Green loan history and application information. Your online application will either be approved or declined based on our evaluation of the information you provide. In some cases, we may need to ask for additional information. For most customers, it’s quick and hassle free. Plain Green customers can finance one Plain Green loan at a time.

*19 years old required in AL, NE and VA.

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After you submit your online application, your results will be available in a matter of seconds. If conditionally approved, subject to verification of your application information, you will be able to request how much you want to borrow up to your maximum approved amount. In the event we are unable to approve your application for credit, we’ll notify you with the reason for denial.

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If this is your first Plain Green loan, you could qualify for $200 up to $1,000. Our VIPs can request up to $5,000 at the Emerald Tier. Please see VIP Rewards for details.

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Customers can receive their loan funds via ACH directly into their checking account. Our returning VIP Rewards customers have the option to fund directly to their debit card within minutes. Learn more about VIP benefits.

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Loans that are approved and accepted by 9:30 a.m. Mountain Time (Monday–Friday, excluding bank holidays) will be funded the same day. Loans that are approved and accepted after 9:30 a.m. Mountain Time (Monday–Friday, excluding bank holidays) and before 4:00 p.m. Mountain Time (Monday–Friday) will be funded the following business day. VIP Rewards members also have the option of funding to their debit card within minutes, any day of the week.

Please be aware that individual banks and credit unions may not make your funds immediately available. Errors in your application, particularly with bank routing and account numbers, will cause delays.

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The cost will depend on the amount you borrow, your interest rate, and the length of time it takes to repay. You pay back your Plain Green loan in installments—from 6 months to 24 months. There’s no penalty or additional fees for paying your loan back early. With Plain Green, you pay interest only for as long as you keep your loan, so we encourage you to pay off your loan as soon as you can.

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It is your responsibility to make your loan payment by the due date, but we make it easy for you to avoid being late or missing a payment. You can schedule automatic electronic payments from your checking account or provide payment via check or money order. If you do make a late payment, skip a payment, or a payment is returned to us, you may incur additional fees. If a payment is returned, we may submit the payment to your bank for reprocessing. If you are unable to make your scheduled payment, please contact Customer Support at (866) 420-7157.

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By default, our system will take your payment on the business day before a holiday.

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Keeping your financial and personal information safe is one of our most important responsibilities. Plain Green has taken measures to keep our process completely confidential and secure. Please review the details on our Security page and contact us if you have additional questions.

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Plain Green is a tribal lender of the Chippewa Cree Tribe operating within the boundaries of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America. Loans from Plain Green are governed by the laws of the Chippewa Cree Tribe, not the law of your resident state. The laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable. If you wish to have your resident state law apply, you should consider taking a loan from a licensed lender in your state.

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